Although you don't want to use credit cards unless you absolutely have to or can pay them off every month, finding one with the lowest interest rate possible will save you if you do have to use it and have a balance. Maintain good credit so that if you do need to use the card for an emergency, your interest rate is as low as possible. Make sure that you watch your credit report and score to keep your credit worthiness as good as you can. You can get your free annual credit report from:
https://www.annualcreditreport.com/cra/index.jsp
Until tomorrow!
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